Effective September 14, 2026. TrueSpend is built local-first: your budget lives on your phone, and everything below follows from that.
Email address. Used to sign you in and tie your data to you. With Sign in with Apple you may hide it; the relay address works identically.
Financial data you choose to sync or import. If cloud sync is on, your budget — settings, categories, plans, cards and transactions — is stored on our server so it can follow you to a new phone. If you import a PDF or photo of a statement, the file is uploaded, read, and then deleted from the server within 24 hours; only the transaction rows you approve are kept. CSV and OFX files are parsed entirely on your device and are never uploaded.
No advertising, no analytics SDKs, no trackers, no selling or sharing of data with anyone. Statement extraction uses an AI service under a contract that prohibits training on your data. Reminders never contain amounts.
Server data is stored in Canada (AWS, Montréal region), encrypted in transit.
Cloud sync is a switch in Settings. "Delete all my info" wipes the device. Settings → Delete account removes your account and everything stored with it from our servers immediately, from inside the app. Questions to truespend@fardynelabs.com.